- Last Modified: Friday 03 July 2026, 05:50:03.
Benefits
Benefits (Welfare Schemes)
Pension Scheme
- Those Non Resident Keralites’ (1A, 1B and 2A) who remitted contributions to the Welfare Fund continuously up to the age of sixty are eligible for a monthly minimum pension of Rs. 3500/- (Rupees Three Thousand and Five Hundred only) for 1A Category and Rs. 3000/- (Rupees Three Thousand and only) For 1B and 2A Categories. after the age of sixty. The membership will be cancelled automatically if the monthly contributions are not remitted continuously for more than 12 months. They can renew the membership on payment of the arrears of subscription along with the penalty amount.
- Members, who remitted contributions continuously for more than five years, up to the age of sixty are eligible to get additional pension equivalent to three percent of the minimum pension prescribed in (i) above, for every completed year of membership over and above the minimum period of five years. However, the total pension amount thus received shall not exceed twice the amount of the minimum pension.
- NRKs who have become members to the welfare fund after the completion of fifty five years of age but before attaining sixty years of age have to remit the monthly contribution for a period of five years to become eligible for pension. On attaining the pension age, application, (preferably online) for pension has to be made.
Family Pension Scheme
If a member who is eligible for super annuation pension has deceased, any one of his family members (wife, children below the age of twenty one years, insane children, major unmarried daughter, dependent mother, and dependent father) shall be eligible for family pension of an amount equivalent to fifty percent of the eligible pension of the deceased member.
Pension Scheme For Invalids
In the case of persons who have remitted contributions continuously for a minimum period of three years and are unable to perform labour/ incapable for undertaking any employment due to conditions of permanent physical disability are eligible for an amount as Invalid Pension. For getting the Invalid Pension, the member is required to produce a certificate from the doctor who treated the member and also a certificate from the Medical Board.
Treatment Assistance
A member is eligible for a treatment assistance for his admissible treatment expenses on production of the bills in original and Essentiality Certificate approved by the doctor concerned, subject to the maximum amount of Rs.50,000/- (Rupees Fifty Thousand only) during the entire period of his/her membership (upto the pension date). The treatment shall be made in the hospitals approved by the Board. However, if she/he received any financial assistance for the same
claim from Central or State Govt. or any other agencies like Norka Roots, Local Self Department etc., is not eligible for the financial assistance from the Welfare Board. Pensioners are not eligible for treatment assistance.
Scheme For Assistance To Marriage
Those members who have continuously contributed to the fund at the period of three years shall be eligible to get a financial assistance of Rs. 10,000/- (Rupees Ten Thousand only) towards marriage expenses for marriage of their daughters subject to the following conditions.
- The financial assistance shall be payable to a member for a maximum of two times.
- Only one member NRK of the family (if the others are also members of the Fund) is eligible for the financial assistance for this purpose.
Payment of Educational Grant
The children of member NRKs, who have continuously remitted the contribution for a minimum period of two years at the time of admission are eligible for educational grant for higher studies.The educational courses eligible for the grant range from ITI/ITC/Degree to Post Graduate professional courses.
Payment of Financial Assistance For Maternity
Those female members who have remitted contributions continuously for two years are eligible for a financial assistance of Rs. 3000/- (Rupees Three thousand only) for meeting their maternity expenses. In the case of abortions, they are eligible for a maximum financial assistance of Rs. 2000/- (Rupees Two thousand only). Maternity Assistance including abortion shall be payable for two times for the whole membership period.
Financial Assistance to Dependents of a Deceased Member
- In case a member of the Welfare Fund(abroad- Form 1A) deceases due to illness or accident, one of his/her dependents (wife/husband, minor children, unmarried daughter, widow daughter, mother, father, sister, brother and other legal heirs) is eligible for a maximum financial assistance of Rs. 50,000/- (Rupees Fifty Thousand only)
- In case a member NRK (Form-1B) deceases, one of his/her family members (as stated above in sub, Para(i)) is eligible for a maximum financial assistance of Rs.30,000/- (Rupees Thirty Thousand only)
- In case a member NRK-India (Form-2A) deceases, one of his/her family members (as stated above in sub, Para(i)) is eligible for a maximum financial assistance of Rs.25,000/- (Rupees Twenty Five Thousand only)
Housing Subsidy Scheme
2008 ലെ കേരള പ്രവാസി കേരളീയരുടെ ക്ഷേമ ആക്ടിലെ വ്യവസ്ഥകൾ പ്രകാരം കേരള പ്രവാസി കേരളീയ ക്ഷേമ ബോര്ഡിന്റെ പ്രവര്ത്തനം 12/03/2009-ല് സമാരംഭിച്ചു. പ്രവാസികളുടെ സമഗ്രമായ ക്ഷേമവും ഉന്നമനവും ലക്ഷ്യമാക്കി പ്രവര്ത്തിച്ചു വരുന്ന കേരള പ്രവാസി കേരളീയ ക്ഷേമ ബോര്ഡ് ഇതിലെ അംഗങ്ങളായ പ്രവാസികള്ക്ക് പെന്ഷനും മറ്റ് ആനുകൂല്യങ്ങളും 2009 ലെ പ്രവാസി കേരളീയരുടെ ക്ഷേമ പദ്ധതി പ്രകാരം അനുവദിച്ചു വരുന്നു.
കേരള സര്ക്കാർ പ്രവാസികള്ക്കായി ആവിഷ്കരിച്ചിട്ടുളള വിവിധ ക്ഷേമ പദ്ധതികൾ ഉള്ക്കൊളളുന്ന പ്രവാസി കേരളീയരുടെ ക്ഷേമ പദ്ധതി അര്ഹരായ എല്ലാ വിഭാഗം ജനങ്ങളിലേക്കും എത്തിക്കുന്നതിനായി ബോര്ഡ് പരിശ്രമിച്ചു വരുന്നു. പ്രവാസി ക്ഷേമ നിധി അംഗങ്ങള് ബാങ്കുകള്/ധനകാര്യ സ്ഥാപനങ്ങളില് നിന്ന് എടുക്കുന്ന 20 ലക്ഷം രൂപ വരെയുളള ഭവന വായ്പകള്ക്ക് 5% സര്ക്കാർ വായ്പാ സബ്സിഡി ലഭ്യമാക്കുന്ന പദ്ധതിയാണിത്. പദ്ധതി പ്രകാരം അര്ഹരായ അംഗങ്ങള്ക്ക് ഭവന വായ്പ സബ്സിഡി ലഭ്യമാക്കിയിട്ടുണ്ട്. താഴെ പറയും പ്രകാരം മാനദണ്ഢങ്ങള് പ്രകാരമാണ് ഭവന വായ്പ സബ്സിഡി അനുവദിക്കുന്നത്.
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